| 1. Education Funding | Solution |
| Have you ensured sufficient funds are available to meet the increasing costs of educating your children? | TM Education TM Link - Education |
| 2. Wealth Accumulation | Solution |
| Do you have a plan and systematic method of accumulating wealth over a medium to long term? | TM Link - Wealth Accumulation TM FlexiBuilder Link (Syariah) |
| 3. Wealth Enhancement | Solution |
| Have you achieved the most appropriate investment choice for your existing capital? | TM Link - Wealth Enhancement |
| 4. Living with Impaired Health | Solution |
| Have you protected yourself and your family against the financial consequences of serious illnesses? | TM Well Being |
| 5. Income Replacement | Solution |
| Will your family's standard of living be maintained even if you are no longer around? | TM Peace of Mind - Accident TM Term |
| 6. Retirement Funding | Solution |
| Will you be able to enjoy the standard of living that you want, when you decide to retire? | TM Link - Retirement |